Contractor’s All Risk(CAR)

Erection All Risk (EAR) Insurance

Protect Every Stage of Your Project

Construction projects face high risks and tight timelines. Protect your site, equipment, and investment with comprehensive CAR and EAR insurance.

Request a Custom Quote

Understanding CAR and

EAR Insurance

Many project owners and contractors confuse CAR and EAR insurance, but both serve different purposes

Construction All Risk Insurance

It covers construction projects like buildings, bridges, and roads

It protects the property under construction, construction materials, and third-party liabilities during the project period

Erection All Risk Insurance

It is designed for mechanical or electrical installation projects such as factories, plants, and power systems

It provides coverage for material damage during assembly, testing, or commissioning

What the

Policy Covers

From the foundation stage to the final handover, these policies offer all-round coverage for construction and erection projects.

With comprehensive protection, your project stays safe, and your progress is uninterrupted.

Material and structural damage at the site

Natural disasters including floods, storms, earthquakes, and fires

Accidents or losses caused by operational mistakes

Theft, vandalism, or deliberate property damage

Third-party liabilities for injury or property damage

Damage to nearby structures or utilities

Why It’s Essential

Factors

Even with the best planning, construction and erection projects can face unexpected disruptions. Damage, delays, or equipment failures can affect profit margins and credibility.

This insurance ensures your projects run smoothly without unexpected financial strain.

With the Right Coverage You Can

Avoid major financial loss from accidents or natural calamities

Stay compliant with insurance requirements in tenders and contracts

Maintain work progress with quick claim assistance

Build client and investor confidence through secured operations

Who Needs

This Coverage

Ideal for Contractors, Builders, and Project Owners

CAR and EAR Insurance are suitable for anyone involved in construction or installation work, regardless of the project’s size or complexity.

This coverage ensures that every stakeholder in a project remains financially secure from start to finish.

Construction contractors

Developers

Project owners

Real estate firms

Infrastructure companies

Installation firms and equipment suppliers

Construction contractors

Developers

Project owners

Real estate firms

Infrastructure companies

Installation firms and equipment suppliers

Common

Risks

What Makes CAR and EAR Coverage Indispensable

Every project involves risk factors that can affect timelines, safety, and costs. These are the challenges that CAR and EAR insurance help you overcome

Common Risks Include

Structural collapse or partial damage

Faulty design or erection errors

Fire or explosion

Weather-related damage

Theft or vandalism

Injuries at the site

Strong coverage ensures that even if incidents occur, your project continues with minimal disruption

Build with Confidence

Protect Every Structure and Step of the Way

Talk to a Risk Advisor Today

How We Help

You Stay Protected

Step by Step Support for Your Project

Project assessment and consultation before construction begins

Custom coverage designed for your project’s timeline and risk level

Ongoing monitoring during construction for safety and compliance

Claim assistance for quick documentation and settlement

Policy review and transition to post-project insurance